Fixed Index Annuity

FIA

A Fixed Index Annuity (FIA) is more than just a retirement product—it’s a secure, strategic way to grow your money without exposing it to market volatility. An annuity is a contract between you and an insurance company, where you contribute a lump sum or series of payments in exchange for regular income—either for a set period or for life. FIAs offer principal protection, growth potential linked to a market index, tax-deferred accumulation, and the ability to create guaranteed income you can’t outlive.

Unlike traditional investments that rise and fall with the market, an FIA shields your savings from losses during downturns while still allowing you to benefit when the market performs well. This makes it an ideal solution for individuals who want to preserve their wealth, generate reliable income, and retire with confidence.

Strategies With An FIA

FIA for Rollovers (401(k), 403(b), Pension

Leaving a job? Nearing retirement? Don’t leave your hard-earned savings vulnerable. A Fixed Index Annuity can take your 401(k), 403(b), or pension and transform it into protected, tax-advantaged income—built to last a lifetime. While others worry about market crashes, you’ll be locking in gains, shielding your nest egg, and building a future of security. This isn’t just a rollover—it’s a repositioning of your legacy.

FIA for Lump Sum Growth

Have a large sum sitting in savings, a CD, or a stagnant account doing nothing for your future? With an FIA, that money doesn't just sit—it works smarter. You get market-linked growth without market risk. You won’t lose sleep over downturns, but you’ll still benefit from upswings. Your wealth grows quietly, safely, and steadily—and with tax deferral and legacy potential, it's more than smart....it’s strategic.

FIA for Guaranteed Income

Imagine knowing your income will never stop—no matter what the market does, no matter how long you live. That’s the promise of an FIA with an income rider. You’re not just saving... you’re creating your own pension. It’s income that shows up month after month, year after year, even if your account value drops to zero. You’re in control, your spouse is protected, and your retirement feels... inevitable.

FIA for Retirement Peace of Mind

Retirement should feel like freedom—not fear. A Fixed Index Annuity gives you the confidence to finally exhale. With guaranteed income, principal protection, and tax-deferred growth, you’re not guessing—you’re planning with purpose. Travel the world. Spoil the grandkids. Sleep well knowing your money is doing exactly what it’s supposed to—working for you.